If a Family Member Put the Electrical Bill in Their Name but You Pay It Is That Fraud
Topic vocabulary in contrast
A Circle the correct word.
1. My grandfather fabricated a wealth / fortune by investing at the right time.
2. I call up you'll discover that the Microcar is really very economic / economical to bulldoze.
iii. I'1000 afraid we can only accept the return of the particular if you nonetheless take the receipt / neb.
4. If you show this coupon at the checkout / disbelieve, you lot'll receive a complimentary gift.
five. I'thousand not corking on Justin Timberlake so I'll try to refund / substitution this CD for one past Blueish.
6. The assistant called the manager when the annotation I gave her turned out to be plastic / false.
7. This unbeatable special offering / bill is only available until the terminate of the week, then hurry!
8. Excuse me, merely I don't suppose you have make / modify for a 50, practise you?
9. I went back to the shop a week afterwards, and the price / cash had gone up by l%!
В Complete the crossword.
Across
3. Nine out of ten shoppers who tried our washing powder preferred information technology to any other leading ….. (5)
6. If the.... situation continues to worsen, the government may have to have steps. (viii)
7. You only paid ?30 for such a gorgeous hat? That'due south a existent….. ! (7)
9. Businesses are complaining that the..... of labour is rise. (4)
ten. This is a robbery! Put all the money from the..... in this sack. Now! (4)
xi. I need to find a bank because I didn't bring enough..... out with me. (4)
12. Come up to Barons summer..... ! Everything is downward 30%! (4)
Down
1. If you buy an extra battery at the same time as the digital photographic camera, we tin offering y'all a ..... of 10%. (viii)
2. Our supermarket stocks over a thousand household ..... at depression, low prices! (8)
4. When I checked the ...... on my way out of the supermarket, I noticed that I had paid twice for the fruit. (vii)
v. If you have something dorsum to the shop, you might get a ...... or be offered another particular instead. (6)
7. Waiter! Exercise you think you lot could bring us the ...... , delight? (four)
eight. There's very picayune heavy industry in my state, so we import a lot of ….. from away. (5)
| i | five | |||||||||||||||
| two | iii | 4 | ||||||||||||||
| 6 | ||||||||||||||||
| seven | 8 | |||||||||||||||
| 9 | ||||||||||||||||
| 10 | ||||||||||||||||
| xi | 12 |
| 1 D | 5 R | |||||||||||||||
| I | two P | 3 B | 4 R | A | N | D | E | |||||||||
| S | R | E | F | |||||||||||||
| 6 Eastward | C | O | N | O | M | I | C | U | ||||||||
| O | D | E | 7 B | A | R | 8 Yard | A | I | Northward | |||||||
| U | U | I | I | O | D | |||||||||||
| N | C | P | L | ix C | O | Due south | T | |||||||||
| T | T | x T | I | L | L | D | ||||||||||
| 11 C | A | Due south | H | 12 S | A | L | Due east |
Phrasal verbs
С Complete using the correct class of the phrasal verbs in the box.
look round • come up past • make out • put by • become through • bank on • giveaway
1. Of course I'll pay you back next week. You canbank on it.
2. Would you please ……. the cheque to Mr P. Edwards?
3. I endeavour to ……. a little money each year to spend on a dainty holiday.
iv. We ……. a lot of butter in our family every week.
v. Do you fancy coming into town on Saturday to ……. the shops?
6. The robber couldn't explicate how he ……. such a large corporeality of moneywhen the police defenseless him.
vii. Did you hear about the millionaire who ……. his entire fortune to charity?
D Write one give-and-take in each gap.
A LUCKY FIND
When I was young, we always had to do (1) without a lot of things that other kids had. Nosotros lived (2) ….. my dad's wage, which wasn't much, but we managed to get (3) …... . If nosotros needed anything, nosotros would (4) ….. upwardly for it, but there was never very much for luxuries.
Then, one twenty-four hour period, I was helping my mum clean out my great-aunt's attic after she died when we came (5) ….. my cracking-aunt's will! In it, she had left all her money to my mum, and my great-aunt had been very rich! We had suddenly come (6) ….. a fortune!
Life changed subsequently that, I can tell you. We bought a new house and a new motorcar and went on a great holiday to (vii) ….. upwardly for all the times we hadn't been able to afford information technology.
They say money isn't everything, simply having money is a lot more than fun than not having information technology!
Phrases and collocations
E Complete each 2nd sentence using the word given, and so that it has a similar meaning to the first sentence. Write betwixt two and five words in each gap.
one. I suggest not spending all your coin now so that you'll have some afterward. for
What about saving some money for/putting some mone for later?
2. Did your mum proceeds any money when she sold her concern? profit
Did you mum ……. when she sold her business?
iii. Not many people want this type of depository financial institution account. demand
In that location is ……. this type of bank account.
four. I didn't want to owe Sue money, so I didn't borrow any. debt
I didn't desire Sue, and so I didn't borrow any money.
5. Yous must take paid a lot of coin for such a nice engagement ring, Jim! fortune
A overnice engagement ring similar that must ……. Jim!
half-dozen. Inflation has gone upwardly by iii% this year. increase
There has been an ……. 3% this year.
7. You lot won't have any money if you go along buying CDs. it
Y'all won't have any coin if you keep ……. CDs.
8. Don't spend money on hiring a limousine at the aerodrome. expense
Don't become ……. hiring a limousine at the airport.
9. I had to pay £50 for breaking the vase in the store! charged
They ……. £50 for breaking the vase in the shop!
10. A lot of money was stolen from the depository financial institution in the robbery. corporeality
The bank lost ……. in the robbery.
xi. I tin't afford a vacation this yr. enough
I don't have ……. on holiday this twelvemonth.
12. I succeeded through difficult work, clever decisions and, finally but importantly, luck. to the lowest degree
I succeeded through hard work, clever decisions and ….. luck.
13. The shoplifter took a package of crisps without the shopkeeper seeing. notice
The shopkeeper didn't ……. a packet of crisps.
14. I'll become and buy what nosotros need and you lot start cooking. shopping
I'll go and ……. and y'all start cooking.
Word patterns
F Match to make sentences.
i. I tin can't believe they charged me A. about the economy.
2. The one-time lady begged me В. that I pay back my loan immediately.
3. I'll never forget С. learning that I had the winning ticket.
4. My dad and my uncle e'er argue D. to the daughter at the desk and left.
5. I was shocked when the bank demanded E. for using the hotel pool.
6. We really tin't beget F. to purchase a new fridge.
vii. Debra paid the money G. to give her some coin.
G Write one discussion in each gap.
FINANCIAL Crunch?
Europe is heading for a financial crisis, or and so some analysts believe. Although nosotros are spending more coin (1) on luxury items and recreation than e'er before, information technology is often money we have borrowed (2) ……. .a bank. Banks are willing to lend more than and more money (iii) ……. us because they turn a profit (4) ……. it by charging us involvement.
We are spending money that doesn't really belong (v) ……. us, and few of us save much (vi) …… our old age.
Give-and-take formation
H Each of the words in bold is in the wrong class. Rewrite them correctly.
1. I'd actually like to study economy at university. ecomomics
2. Making lots of money from gambling is a great dream, but the real is that nearly people lose everything. …….
3. Ane of the biggest problems in the developing world is poor. …….
4. The actress was very expense dressed in an outfit. …….
5. That electric current affairs plan was so ho-hum - it seemed end. …….
6. You can make your pay at any of over 2000 cash machines around the country. …….
7. The bank manager offered u.s. some financial assist just when we needed it. …….
8. All employees receive a twenty-four hour period allowance to comprehend the cost of meals. …….
9. The company is doing much amend finance this year than last. …….
10. At that place are many problems connected to being extremely wealth. …….
11. I told the manager I thought the increment in prices was totally accept. …….
12. I idea the painting was worth a lot of money, but information technology turned out to be completely value. …….
13. I'd similar to exist able to afford the little luxury that brand life enjoyable . …….
Units 21 and 22 Review
A Use the word given in capitals at the finish of each line to form a word that fits in the gap in the same line.
DEVELOPING COUNTRIES
Although too many people in the Due west do notwithstanding live in (1) …… , on POOR
the whole, Westerners are far more (2) …… than those who live in WEALTH
developing countries. Things that are essential to our (3) …… lives, Mean solar day
and which we accept for granted, such every bit electricity, are (4) ...... to LUXURY
millions of people around the earth. Is this situation (five) …… or Take
should the West be giving more than (6) ……. to developing countries? ASSIST
Some politicians and (7) ……. believe that Western financial ECONOMY
(eight) …… in developing countries would exist in everyone's interest. INVEST
Equally those countries go richer, they will become (ix) ……. trading VALUE
partners with the Due west. The (x) ……. is, notwithstanding, that there is Real
an enormous corporeality of work to exist done before people in developing
countries can enjoy the kind of lives that most people pb in the Due west.
(1 mark per answer)
В Match to make sentences.
11. Sharon came A. a little coin by each month.
12. I manage to put В. out the bank check to Peardrop Limited, that
thirteen. You can bank would be fine.
14. I don't know how they can go С. up to buy a new DVD histrion.
15. If you could make D. into some coin when her aunt died.
16. The shop'due south giving Eastward. away free software with every computer.
17. I'm saving F. by on such a low salary.
18. I don't know what we're going to M. on now I've lost my job.
H. on house prices coming down before long.
(1 mark per answer)
C Consummate the second sentence using the give-and-take given, so that it has a similar meaning to the outset sentence. Write between two and v words.
nineteen. I had to pay to park in the supermarket car park! charged
I ……. parking in the supermarket motorcar park!
twenty. Is this credit menu yours? belong
Does ……. y'all?
21. I haven't got much coin in the banking concern. amount
I've only got ……. money in the banking company.
22. Getting the car repaired was so expensive! fortune
Information technology ……. to get the car repaired!
23. Sophie demanded that the store assistant apologise to her. apology
Sophie demanded ……. the store assistant.
24. Buying things online means I don't have to go into town so often. saves
Buying things online ……. to go into town and so ofttimes.
25. Don't pay attending to what Dan says; your new shoes are lovely! notice
Take …… what Dan says; your new shoes are lovely!
26. I haven't got much cash at the moment. short
I ……. cash at the moment.
27. Tin can you lend me some money? infringe
Can ……. you?
(ii marks per answer)
D Cull the correct answer.
28. The shop assistant finally agreed …… a full refund.
A. giving me В. to give me
С. give to me D. to me to give
29. Bill asked me why …… to become shopping with me.
A. I hadn't invited him В. hadn't I invited him
С. I hadn't him invited D. hadn't I him invited
30. Ellie asked Stan ……. to await at the new catalogue.
A. did he want В. do you want
С. whether he wants D. if he wanted
31. Stephen ……. me he'd bought that suit in a sale.
A. said В. spoke
С. told D. claimed
32. 'What did the man say when you challenged him?'
'He said he ……. pay for the things in his purse, but I didn't believe him!'
A. is going to В. has been going to
С. goes to D. was going to
33. When I last saw Carrie, she told me she …… of buying a house, but now she's changed her mind.
A. thought В. is thinking
С. was thinking D. has been thinking
34. 'What did they say when they realised yous weren't a shoplifter?'
'They apologized ……. me.'
A. to uncertainty В. they had doubted
С. for doubting D. the doubt of
(1 mark per respond)
Eastward Choose the right reply.
35. This car is very …… equally information technology goes and then far on one tank of petrol.
A. financial В. economical С. costly D. endless
36. I tin't believe how cheap these shorts were. They were a real …….!
A. bargain В. Sale С. disbelieve D. offer
37. What …… of automobile does your mum bulldoze?
A. name В. brand С. make D. form
38. Could you tell me who's in ……. here, please?
A. accuse С. rule
В. Responsibility D. organization
39. I paid the assistant and took the books but and then stupidly left the bookshop without waiting for my ……. .
A. cash В. fee С. refund D. modify
40. I think she …… her fortune in the aircraft industry.
A. took В. made С. won D. saved
41. I didn't notice a new top but at ……. I got some new jeans.
A. less В. the less С. Least D. the least
(1 mark per respond)
Unit of measurement 23 Grammar
• Relative clauses / Participles
( Relative clauses )
| • Relative clauses give united states of america extra information almost something/someone or identify which detail thing/person we are talking near. They are often introduced by the post-obit words. | |
| Use | Example |
| which (for things and animals) | Did you run into the motion-picture show which was on TV last nighttime? |
| who (for people, and animals when we want to give them a personality) | Tom Davies, who is appearing in concert in Reading this week, is with me in the studio. |
| when (for times) | Do you call up the day when we met? |
| where (for places) | This is the place where they filmed Citizen Kane. |
| why (for reasons) | That'southward the reason why he's so popular. |
| whom (for people equally the object of the relative clause) | Is that the man whom we saw at the cinema yesterday? |
| whose (for possession) | My next invitee on the testify is John Travolta, whose career goes dorsum to the early on seventies. |
WATCH OUT
• When the relative pronoun ( who, which , etc) is the field of study of the relative clause, you do not demand another subject.
✓ I admire Jude Law, who e'er works hard on his films.
X I admire Jude Constabulary, who he always works hard on his films .
• Whom is quite formal. Information technology is natural in informal English to apply who instead of whom , even when it is the object of the relative clause. Later a preposition, nonetheless, we always use whom . Informally, we ordinarily put the preposition at the finish of the clause and use who .
✓ Is that the man who nosotros saw at the movie house yesterday?
✓ Charlie Chaplin was a comic genius to whom all comedians owe a great deal.
✓ Charlie Chaplin was a comic genius who all comedians owe a not bad deal to.
• Where tin can be replaced by a preposition + which . Less formally, we tin put the preposition at the end of the clause.
✓ The theatre where/in which I first acted is somewhere around here.
✓ The theatre which I get-go acted in is somewhere around hither.
• We can do the same thing with when.
✓ Do you know the twelvemonth when / in which the first western was made?
✓ Exercise yous know the year which the first western was made in?
• Non-defining relative clauses merely requite u.s. more data virtually something/someone. The sentence makes complete sense without the relative clause.
Use Case To give extra information about something/someone Ray Watson, who starred in Bandits, is considering making a picture based on the life of Einstein.WATCH OUT
• Not-defining relative clauses are separated from the rest of the sentence by commas.
✓ Megamonsters, which was filmed in New York, is a very disappointing film.
• Nosotros cannot exit out the word which introduces the relative clause and nosotros cannot use the word that instead.
X Megamonsters, was filmed in New York, is a very disappointing film.
10 Megamonsters, that was filmed in New York, is a very disappointing motion picture.
• Which tin can refer back to the whole of the sentence.
✓ We finally got tickets for the concert, which was very lucky.
(It doesn't mean the concert was lucky. It ways getting tickets for the concert was lucky.)
• Defining relative clauses tell us which ane of a group of things/people we are talking about. The judgement doesn't usually make complete sense without the relative clause.
Utilise Example To tell u.s. which one of a group of things/people nosotros are talking nearly The book which I've read was the best of all. The one who is wearing a blue shirt is Justin Timberlake, isn't information technology?Lookout OUT
• Defining relative clauses are not separated from the residuum of the sentence by commas.
✓ This is the DVD which I told you most the other day.
• We tin can also use that to innovate the relative clause.
✓ This is the DVD that I told you about the other 24-hour interval.
• Nosotros tin ofttimes leave out the word which introduces the relative clause when it is the object of the clause.
✓ This is the DVD I told you about the other day.
• Observe that we do not need a preposition when nosotros employ where or when .
✓ The theatre where I showtime acted is somewhere effectually here.
X The theatre where I first acted in is somewhere around here.
✓ Do you know the year when the first western was made?
X Do you know the year when the first western was made in?
• Nowadays participles stop in -ing .
Past participles usually end in -ed , although in that location are many irregular verbs.
Perfect participles are formed using having + past participle.
Apply Example To follow prepositions and conjunctions (present and perfect participles) Past appearing in that cigarette advert, he damaged his interim career. Subsequently playing / having played video games all morning, I was really tired. To explain the reason for something (present and perfect participles) Being quite skillful looking, Ralph decided to make a career as a model. Having seen the film before, I knew what was going to happen. To talk about deportment happening at the aforementioned fourth dimension (present participles) Waiting for the testify to begin, I felt really nervous. To replace some relative clauses (present and by participles) Imagine being the person directing a big upkeep film! (= Imagine being the person who is directing a big budget picture show!) The person chosen for the part will be contacted by phone. (= The person who is chosen for the part will be contacted by phone.) To talk almost past deportment happening in sequence (perfect participles) Having finished my homework, I decided to go to the picture palace. As an culling passive course (past participles) Fabricated to wait, the actor began to get very annoyed.WATCH OUT
• You accept to be careful that the participle and the rest of the sentence both refer to the same bailiwick.
✓ Watching TV, I saw a news study about Hollywood.
10 Watching Television, a news report came on nigh Hollywood.
A Circle the correct give-and-take.
i. The minister, which / who was appointed but concluding week, fabricated no comment on the situation.
two. Isn't that the spot which / where the accident happened terminal dark?
3. The human encephalon, which / who weighs about 1400 grammes, is ten times the size of a birdie's.
iv. There are several reasons which / why I don't desire to see Michael tonight.
5. This is the office which / where I work.
half-dozen. The new girl in our class, who's / whose proper name is Alexandra, seems actually overnice.
7. The Titanic, which / that people said was unsinkable / sank on her maiden voyage.
8. All the people to who / whom the east-mail was sent replied.
9. April 1st, which / when nosotros trick on people, is known as April Fools' Day.
10. Harry Hill, who / whose new series starts next week, is ane of my favourite comedians.
11. A very popular brood of canis familiaris is the German Shepherd, which / who is ofttimes used as a guard dog.
12. Blackpool Belfry, which / that was modelled on the Eiffel Tower, is a very well-known landmark.
В If a word in bold is correct, put a tick (✓). If information technology is incorrect, rewrite it correctly.
i. November 5th was the day which Guy Fawkes tried to blow upwardly Parliament. when
2. At that place were none of my favourite biscuits left when I had a loving cup of tea, that was really abrasive.____
3. I've just got a new webcam that takes really clear pictures. _____
4. The Godfather was made past Francis Ford Copolla, who's daughter is also a picture director.
5. Can you remember of any reason which Cathy should be angry with me? _____
vii. How exercise you remember the first man whom walked on the moon felt? ._____
8. This is the first occasion on which the leaders of these two countries have met. _____
9. He is a person for who very few people feel much sympathy. _____
10. The moment which the hero suddenly appears from behind a tree is the all-time moment in the whole film. _____
11. I met a man which had a dog with only three legs. _____
12. My new school, who I moved to about a month ago, seems like quite a friendly identify. _____
С Rewrite equally. one sentence using a relative clause.
1. My friend, Simon, plays the guitar. He has just released a CD.
My friend, Simon, who has just released a CD, plays the guitar.
3. Microsoft has a lot of ability in the earth of computers. That annoys some people.
4. The euro replaced a number of national currencies. It was introduced in January 2002.
5. Friends ran for ten years. Information technology is one of my favourite series.
6. Venus is a very hot place. It is much closer to the Sun than the Earth is.
7. Cricket is popular in many countries around the world. It is played between two teams of eleven.
viii. Parts of Buckingham Palace are open up to the public. Information technology is where the queen lives.
9. The greyhound is the fastest dog. Information technology can reach speeds of over 65 kilometres an hour.
10. 1984 was written by George Orwell. His real name was Eric Blair.
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